Step 1: Understand SSDI Eligibility in Missouri

Before filing, make sure you meet the Social Security Administration (SSA)’s eligibility requirements. To qualify for SSDI, you must:

• Have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
• Have earned enough work credits through past employment covered by Social Security.
• Be unable to perform substantial gainful activity (SGA), meaning you earn less than a set monthly income limit.

Missouri follows the same federal rules as other states, but your claim will be reviewed by the Disability Determination Services (DDS) office in the state.

Step 2: Gather Required Documents

Preparing your documents in advance helps ensure your SSDI application is processed efficiently. You’ll need:

• Medical records from doctors, hospitals, and clinics that describe your diagnosis, treatment, and limitations.
• Work history for the last 15 years, including job titles, dates, and responsibilities.
• Personal identification, such as your Social Security number and birth certificate.
• Income and employment records, including W-2 forms or tax returns.
• Contact information for healthcare providers who can verify your condition.

Having all your paperwork ready reduces the chances of delays or denials due to missing information.

Step 3: Apply for SSDI

You can file your SSDI application in Missouri in one of three ways:

1. Online – The fastest and easiest way is to apply through the SSA website at www.ssa.gov/applyfordisability.
2. By Phone – Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) to apply or schedule an appointment.
3. In Person – Visit your nearest Missouri Social Security office to complete your application with assistance.

When completing the form, be thorough and honest about your condition and how it limits your ability to work. Incomplete or vague answers are among the most common reasons for claim denials.

Step 4: Cooperate with Disability Determination Services (DDS)

After your application is submitted, Missouri’s DDS office will review your medical evidence and may contact you for additional information. They might also schedule a consultative exam with a doctor if they need more details about your condition.

Respond promptly to any communication from DDS or the SSA. Failure to attend appointments or provide requested information can result in a denial.

Step 5: Track Your Application Status

You can monitor your SSDI claim progress through your “my Social Security” account on the SSA website. Tracking your claim helps you stay informed and respond quickly if any issues arise.

If your application is denied, remember that you have the right to appeal within 60 days of the decision. Many applicants are ultimately approved during the appeals process after submitting more detailed evidence.